Leading the fight against financial crime
We believe in choice, fairness and equal opportunity.
Home remittances are a vital lifeline for families in
emerging countries. People come to the UK to find opportunity and, by hard work,
support their loved ones at home. We feel strongly that they should be welcomed
and supported. Licensed money transfer businesses across the country carry out
an important function in providing this service.
Sadly, their work has been tainted by a few wrongdoers who
have misused the channel to launder money and support organised crime. This has
motivated many banks to withdraw support, cutting off innocent families from
the funds they depend on. Many money transfer businesses have already been
forced to close, with more sure to follow, putting thousands of jobs at risk.
Crisis is not too strong a term.

Send Money Home
A Nationwide Network of Trusted Partners
We work with independently licensed partners across the UK.
Each one adheres to our high standards of service and financial compliance.

Join a National Network
Become a Choice Independent Partner
Our network grows almost daily. If you're interested in
growing your licensed business and helping your community, we'd like to hear
from you.

Lost your bank?
The withdrawal of banking facilities from UK money shops is
reaching epidemic proportions. You need freedom of choice to be flexible, and
without a cooperative, supportive bank you could be unable to continue as an
independent money service business.
Choice International is an experienced and specialised
banking alternative that’s committed to supporting you as you send vital funds
to your community’s families in their homeland.
Why Digital Isn’t the Answer
We’re frankly angered by the claims of many the large
corporate companies that digital payments are cheaper, safer and faster than
old-fashioned cash. Quite simply, it isn’t true.
Is that a biased view? Not at all; we facilitate many
thousands of digital settlements every year. But they’re no cheaper than cash.
The fees charged by the card companies are at least equal to those levied on
cash transfers. Presently the larger digital processors are settling remittance
payments at a loss in order to buy business. That gives short-term benefit to
remitters, but it’s not sustainable. A glance at these companies’ published
account bear witness to this fact.
Why are they buying business? Because your customers feel
safer when they deal in cash with a local, community business; they trust the
face-to-face service you give them. And for many years, it’s these local
businesses that provide the lowest cost transfers. Even in the face of the
artificially and temporary low prices, migration to digital remittances remains
below 3.5% a year.
We can help you to give your customers the service they
prefer; to deal with you in person, and to use the payment methods they trust –
safely, easily and cheaply.